PRE & POST- ACQUISITION EFFECTS ON FINANCIAL PERFORMANCE OF A BANK: CASE OF IDBI BANK LTD.

  • Unique Paper ID: 171423
  • PageNo: 3148-3172
  • Abstract:
  • This paper compares the pre and post acquisition effects on financial performance of an acquired bank i.e. IDBI bank ltd. for a period of 10 years from 2015 to 2024. This evaluation has been done by using CAMELS Analysis, the latest model of financial analysis and by using DuPont analysis having 3-steps and 5-steps model. The knowledge of financial performance helps in predicting, comparing and evaluating the earning ability of the bank. The data is collected from various secondary sources such as annual reports of the bank, business reports, magazines and financial websites such as money control and yahoo finance. The findings of the study show that Sthere is a good impact of acquisition on the capital adequacy, Assets Quality, earnings of the bank were also increased and Net NPA is also decreased. Overall this study shows positive effects of acquisition on the financial performance of IDBI Bank.

Copyright & License

Copyright © 2026 Authors retain the copyright of this article. This article is an open access article distributed under the Creative Commons Attribution License which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

BibTeX

@article{171423,
        author = {Reena Rani Bansal and N.P.Singh},
        title = {PRE & POST- ACQUISITION EFFECTS ON FINANCIAL PERFORMANCE OF A BANK: CASE OF IDBI BANK LTD.},
        journal = {International Journal of Innovative Research in Technology},
        year = {2024},
        volume = {11},
        number = {7},
        pages = {3148-3172},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=171423},
        abstract = {This paper compares the pre and post acquisition effects on financial performance of an acquired bank i.e. IDBI bank ltd. for a period of 10 years from 2015 to 2024. This evaluation has been done by using CAMELS Analysis, the latest model of financial analysis and by using DuPont analysis having 3-steps and 5-steps model. The knowledge of financial performance helps in predicting, comparing and evaluating the earning ability of the bank. The data is collected from various secondary sources such as annual reports of the bank, business reports, magazines and financial websites such as money control and yahoo finance. The findings of the study show that Sthere is a good impact of acquisition on the capital adequacy, Assets Quality, earnings of the bank were also increased and Net NPA is also decreased. Overall this study shows positive effects of acquisition on the financial performance of IDBI Bank.},
        keywords = {Acquisition, Capital Adequacy, Asset quality, Management capability, Earnings, Liquidity, Sensitivity to market risk, DuPont Analysis.},
        month = {December},
        }

Cite This Article

Bansal, R. R., & N.P.Singh, (2024). PRE & POST- ACQUISITION EFFECTS ON FINANCIAL PERFORMANCE OF A BANK: CASE OF IDBI BANK LTD.. International Journal of Innovative Research in Technology (IJIRT), 11(7), 3148–3172.

Related Articles