• ISSN: 2349-6002
  • UGC Approved Journal No 47859

A comparative study to evaluate the financial performance of the Indian banks by CAMELS model

  • Unique Paper ID: 152463
  • Volume: 8
  • Issue: 3
  • PageNo: 437-447
  • Abstract:
  • CAMELS model is an effective tool to determine the financial strength of the banks and to suggest relevant measures to improve the performance of banks. CAMELS model consists of six components: Capital Adequacy, Asset Quality, Management Efficiency, Earnings Quality, Liquidity and Sensitivity. The present study was done to compare the financial performance of the two public sector banks (State Bank of India, Central Bank of India) and two private sector banks (ICICI, AXIS) of India, for the period of 5 financial years from 2015-16 to 2019-20 by CAMELS model. In our study, private sector banks performed better than public sector banks. ICICI bank secured the top position followed by AXIS bank at 2nd position, State Bank of India at 3rd position and Central Bank of India was at the last 4th position. ICICI bank obtained top position in Capital Adequacy and Earning Quality fields, AXIS bank obtained the top position in Asset quality and Management Efficiency. State Bank of India obtained first position in the Sensitivity field. Central Bank of India performed best in liquidity category.

Cite This Article

  • ISSN: 2349-6002
  • Volume: 8
  • Issue: 3
  • PageNo: 437-447

A comparative study to evaluate the financial performance of the Indian banks by CAMELS model

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