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@article{203682,
        author = {Kunal Chandrakant Kohakade and Yuvraj Sanjay Wagh and Atharva gadakari and Pawanraj Bhosale and Adik Shedge and Mahesh Nigade},
        title = {Expense Tracker and parent Monitoring System},
        journal = {International Journal of Innovative Research in Technology},
        year = {2026},
        volume = {13},
        number = {1},
        pages = {20-30},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=203682},
        abstract = {Managing personal expenses is a skill that most college students acquire only after losing money without explanation. Young adults who shift to new cities for higher education often operate on a fixed monthly allowance with no mechanism to record how it gets spent, while the parents who send that money have no way to observe spending in real time. This paper describes Finance Guard, an Android application engineered around this two-sided problem. The system provides separate, role-specific interfaces for students and parents that share live data through Google Firebase. Students record categorised expenses with automatic GPS location capture; entries above a set threshold are held pending until a parent approves or rejects them. Visual analytics are delivered via interactive donut and bar charts. A gamified habit-score system with badge tiers rewards consistent responsible behaviour. Group expense settlement uses integrated split algorithms and UPI payment intents. Most distinctively, an AI Financial Buddy built on the Google Gemini API receives the student's live monthly spending summary as context before responding, producing advice that is specific to the user's actual financial situation rather than generic recommendations. The application is free, requires no bank account linkage, and operates on Firebase's cloud infrastructure without a custom server. Testing across fourteen days with four real users confirmed sub-second synchronisation, accurate analytics rendering, correct approval-workflow behaviour, and contextually grounded AI responses.},
        keywords = {Android application, Kotlin, Firebase Realtime Database, student expense management, parental oversight, Google Gemini API, bill splitting, UPI payment, habit gamification, dual-role mobile system.},
        month = {June},
        }