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@article{207618,
        author = {Nishat Fatma},
        title = {The Role of UPI Economic Transformation in India (2019-2025)},
        journal = {International Journal of Innovative Research in Technology},
        year = {2026},
        volume = {13},
        number = {3},
        pages = {1815-1822},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=207618},
        abstract = {},
        keywords = {UPI, digital payments, India, financial inclusion, NPCI, fintech, digital public infrastructure.},
        month = {August},
        }