Fasal bhima yogana, crop insurance, Coverage of crops.
Crop or Agriculture Insurance covers risks of anticipated loss in yield of various crops. Almost the entire of Crop Insurance business comes from ‘Schemes’ or ‘Programme’. These Schemes operate on principles of ‘Area Approach’. Coverage is compulsory for farmers taking crop loans from rural financial institutions (RFIs) for cultivation of crops, i.e., loanee farmers. Non-loanee farmers can also insure their crops under the same schemes.