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@article{161146,
        author = {Dr.C.Mallesha and Peddholla Sai Kiran},
        title = {CYBERSECURITY CHALLENGES IN DIGITAL BANKING},
        journal = {International Journal of Innovative Research in Technology},
        year = {},
        volume = {10},
        number = {2},
        pages = {833-837},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=161146},
        abstract = {The rise of digital banking has revolutionized finance, offering convenience and accessibility. However, it has also brought significant cyber security challenges. Digital banking relies on interconnected networks, online platforms, and mobile apps, creating a larger attack surface for cybercriminals. Safeguarding customer information is a primary challenge, as cybercriminals use techniques like phishing and malware to gain unauthorized access. Data breaches and identity theft incidents worsen the risks. Financial fraud prevention is another key challenge, with cybercriminals refining tactics to exploit vulnerabilities in payment systems and authentication methods. Maintaining service integrity and availability is also a challenge. To address these, institutions need multi-factor authentication, encryption, regular audits, employee training, and incident response plans. Collaboration with regulators and cyber security experts is crucial. The study focuses on describing cyber fraud types and reasons, as well as awareness among individuals is done through questionnaire.},
        keywords = {Banking Industry, Fraud, Prevention, Security, phishing, malware attacks},
        month = {},
        }