Research Paper on IMPACT OF PEER-TO-PEER LENDING ON THE INDIAN BANKING INDUSTRY | IJIRT.org apply for ugc care approved journal, UGC Approved Journal, ugc approved journal, ugc approved list of journal, ugc care journal, care journal, UGC-CARE list, New UGC-CARE Reference List, UGC CARE Journals, ugc care list of journal, ugc care list 2020, ugc care approved journal, ugc care list 2020, new ugc approved journal in 2020,Low cost research journal, Online international research journal, Peer-reviewed, and Refereed Journals, scholarly journals, impact factor 8.01 (Calculate by google scholar and Semantic Scholar | AI-Powered Research Tool)

ISSN: 2349-6002
UGC Approved Journal No 47859

Author Login

IJIRT Partner Network (IPN) Login

IMPACT OF PEER-TO-PEER LENDING ON THE INDIAN BANKING INDUSTRY

Authors: Thimmapuram Amruta, Anirudh Banarjee, Isha Rajesh, Keerthana Prakash, Nagaleela Aravind, Ms Sunitha B.K, Dr. Sachin K Parappagoudar

Unique Paper ID: 162947
Volume: 10
Issue: 11
PageNo: 486-491

Keywords: P2P Lending Indian Banking Industry Alternative finance Crowdfunding Marketplace Lending Online lending Fintech Credit Risk Loan organisation Underwriting Credit Scoring Default rate Loan servicing Securitisation Risk management Regulation Micro loans SME Lending Consumer lending Loan diversification Financial inclusion Credit worthy Loan terms Loan agreement

Abstract:
This paper explores the ramifications of Peer-to-Peer (P2P) lending on the Indian banking sector. By analysing regulatory frameworks, market trends, and economic implications, we assess the disruptive influence of P2P lending on traditional banking practices. Our findings highlight both challenges and opportunities arising from this emerging financial model, including increased access to credit, risk management concerns, and potential shifts in consumer behaviour. Ultimately, this study contributes to a deeper understanding of the evolving landscape of financial intermediation in India amidst the rise of P2P lending platforms.

Download article

email to a friend

Cite This Article

ISSN: 2349-6002
Volume: 10
Issue: 11
PageNo: 486-491

IMPACT OF PEER-TO-PEER LENDING ON THE INDIAN BANKING INDUSTRY

Available:https://ijirt.org/Article?manuscript=162947

Related Articles

Impact Factor
8.01 (Year 2024)

UGC Approved
Journal no 47859

Join Our IPN

IJIRT Partner Network

Submit your research paper and those of your network (friends, colleagues, or peers) through your IPN account, and receive 800 INR for each paper that gets published.

Latest Publication

Archive

Recent Conferences

NCSEM 2024

National Conference on Sustainable Engineering and Management - 2024 Last Date: 15th March 2024