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A STUDY ON THE EMERGING THREATS AND OPERATIONAL CHALLENGES OF SMALL FINANCE BANKS IN RAMANAGARA

  • Unique Paper ID: 177726
  • Volume: 11
  • Issue: 12
  • PageNo: 1278-1284
  • Abstract:
  • In India, the Reserve Bank of India (RBI) serves as the vital regulatory authority overseeing the functioning of the banking area. In latest years, the Indian banking enterprise has witnessed great transformations, one of the most first-rate being the advent of Small Finance Banks (SFBs). These banks are a form of niche monetary establishments designed to provide fundamental banking services which includes accepting deposits and increasing loans. The number one objective of putting in place Small Finance Banks is to sell monetary inclusion with the aid of attaining underserved segments of society in particular small commercial enterprise devices, marginal and small farmers, micro and small businesses, and the unorganized area. On sixteenth September 2015, the RBI initiated a prime step in reshaping the monetary system by granting licenses to ten Small Finance Banks. These banks are considered the very last hyperlink inside the financial inclusion chain, solidified by comprehensive RBI guidelines. This article goal to discover the objectives, possibilities, challenges, and threats faced with the aid of Small Finance Banks inside the context of India’s evolving financial landscape.
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Cite This Article

  • ISSN: 2349-6002
  • Volume: 11
  • Issue: 12
  • PageNo: 1278-1284

A STUDY ON THE EMERGING THREATS AND OPERATIONAL CHALLENGES OF SMALL FINANCE BANKS IN RAMANAGARA

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Impact Factor
8.01 (Year 2024)
UGC Approved
Journal no 47859

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