THE EFFECT OF FINANCIAL LITERACY AND ATTITUDE ON FINANCIAL MANAGEMENT BEHAVIOUR AND SATISFACTION

  • Unique Paper ID: 150493
  • Volume: 7
  • Issue: 7
  • PageNo: 15-18
  • Abstract:
  • Finance aspect is one of the most important things in a family in order to develop their life every day. However, the heads of family, husband and wife should be able to manage the stability and development of family’s financial with a purpose to acquire financial satisfaction. Inspired by the developed previous research, this research examined the effect of financial literacy and financial attitudes on financial management behaviour and financial satisfaction of married individuals in Kelurahan Sepanjang Jaya, Bekasi. Financial literacy, financial attitudes were examined as independent variable. Financial management behaviour became the mediator variable; as independent but also dependent variable. Financial satisfaction will examined as dependent variable. The sample was 200 respondents married individuals, chosen by using non-probability sampling. Twostep Multiple Regression Analysis is used to test the hypotheses. The result shows financial attitude was the most influencing variable toward financial management behaviour; also financial management behaviour was the most influencing variable toward financial satisfaction. Researcher recommends that giving more attention to financial attitude and financial management behaviour is important to achieve financial satisfaction. Therefore, this research result contributes to increase married individuals’ awareness that financial satisfaction can be achieved by having good financial attitude and management behaviour

Copyright & License

Copyright © 2025 Authors retain the copyright of this article. This article is an open access article distributed under the Creative Commons Attribution License which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

BibTeX

@article{150493,
        author = {Prateek Pathak  and Dr. Navita Nathani },
        title = {THE EFFECT OF FINANCIAL LITERACY AND ATTITUDE ON FINANCIAL MANAGEMENT BEHAVIOUR AND SATISFACTION},
        journal = {International Journal of Innovative Research in Technology},
        year = {},
        volume = {7},
        number = {7},
        pages = {15-18},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=150493},
        abstract = {Finance aspect is one of the most important things in a family in order to develop their life every day. However, the heads of family, husband and wife should be able to manage the stability and development of family’s financial with a purpose to acquire financial satisfaction. Inspired by the developed previous research, this research examined the effect of financial literacy and financial attitudes on financial management behaviour and financial satisfaction of married individuals in Kelurahan Sepanjang Jaya, Bekasi. Financial literacy, financial attitudes were examined as independent variable. Financial management behaviour became the mediator variable; as independent but also dependent variable. Financial satisfaction will examined as dependent variable. The sample was 200 respondents married individuals, chosen by using non-probability sampling. Twostep Multiple Regression Analysis is used to test the hypotheses. The result shows financial attitude was the most influencing variable toward financial management behaviour; also financial management behaviour was the most influencing variable toward financial satisfaction. Researcher recommends that giving more attention to financial attitude and financial management behaviour is important to achieve financial satisfaction. Therefore, this research result contributes to increase married individuals’ awareness that financial satisfaction can be achieved by having good financial attitude and management behaviour},
        keywords = {household financial, financial literacy, financial attitudes, financial management behaviour, financial satisfaction},
        month = {},
        }

Cite This Article

  • ISSN: 2349-6002
  • Volume: 7
  • Issue: 7
  • PageNo: 15-18

THE EFFECT OF FINANCIAL LITERACY AND ATTITUDE ON FINANCIAL MANAGEMENT BEHAVIOUR AND SATISFACTION

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