A PAN INDIA FINANCIAL STUDY OF REGIONAL RURAL BANKS

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Dr MADHUSOODAN TRIPATHI

A PAN INDIA FINANCIAL STUDY OF REGIONAL RURAL BANKS

Authors: Dr MADHUSOODAN TRIPATHI

Unique Paper ID: 169405
Volume: 11
Issue: 6
PageNo: 1720-1727

Keywords: Regional Rural Banks Rural Sector Sponsor Bank NABARD State Government Union Government Promoting Partners • Rural Sector India can be divided into two parts i.e. urban and rural. The setup of RRB focuses on the rural sector. • Regional Rural Banks Regional Rural Banks are the institutions organized under provisions of The Regional Rural Banks Act of 1976. RRBs aim to provide financial facilities in rural areas. • Sponsor Bank Special reference to Indian regional rural banks sponsor bank indicates promoter commercial bank of specific RRB. • State Government It means the Government of a concern state in which RRB is operating. The state government is a promoting partner of RRBs. • Union Government It means the Government of India. It is one of the authorities having ownership of RRBs. • NABARD It means the National Bank for Agriculture and Rural Development. It is a key institution established by the Government of India. It has a supervising role in agriculture and rural development. • Promoting Partners It means the Government of India the concerned State Government and the sponsor bank holding ownership of the RRB in the ratio of 50:15:35.

Abstract:
The Regional Rural Banks (RRBs) in India, sponsored by Commercial Banks, operate in rural areas. RRBs were established in 1975 under the Regional Rural Banks Act, 1976 provisions. These institutions aimed to develop agriculture, trade, commerce, industry, and other productive activities in the rural areas by providing credit, and other financial facilities. The targeted sections of RRBs were small and marginal farmers, agricultural workers, and artisans. RRBs are shaping their aims with the help of union and state governments successfully. These institutions have proved effective tools for change.

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Cite This Article

ISSN: 2349-6002
Volume: 11
Issue: 6
PageNo: 1720-1727

A PAN INDIA FINANCIAL STUDY OF REGIONAL RURAL BANKS

Available:https://ijirt.org/article?manuscript=169405

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UGC Approved
Journal no 47859

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