AN OVERVIEW OF FINANCIAL INCLUSION WITH REFERENCE TO PM JAN DHAN YOJNA IN INDIA

  • Unique Paper ID: 172833
  • Volume: 11
  • Issue: 7
  • PageNo: 4167-4175
  • Abstract:
  • Financial inclusion means delivery of financial services like Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension at inexpensive cost to weaker section and low-income generators of economy. Financial inclusion has always been a major challenge for the government since independence as it is the main catalyst for inclusive growth. For availing the banking services and facilities to poorer section of the society prime minister launched Pradhan Mantri Jan Dhan Yojna (PMJDY) on 28th August 2014. The main objective of this scheme is to cover every household through banking services so that government’s schemes can be effectively implemented. This paper is going to review the status of financial inclusion accomplished in India through PMJDY on the basis of latest secondary data freely available in public domain.

Copyright & License

Copyright © 2025 Authors retain the copyright of this article. This article is an open access article distributed under the Creative Commons Attribution License which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

BibTeX

@article{172833,
        author = {Alok Kunal and Dr. Prateek Verma and Esha Dhawan and Dr. Brijvas Kushwaha and Amit Kumar Mourya},
        title = {AN OVERVIEW OF FINANCIAL INCLUSION WITH REFERENCE TO PM JAN DHAN YOJNA IN INDIA},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {11},
        number = {7},
        pages = {4167-4175},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=172833},
        abstract = {Financial inclusion means delivery of financial services like Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension at inexpensive cost to weaker section and low-income generators of economy. Financial inclusion has always been a major challenge for the government since independence as it is the main catalyst for inclusive growth. For availing the banking services and facilities to poorer section of the society prime minister launched Pradhan Mantri Jan Dhan Yojna (PMJDY) on 28th August 2014. The main objective of this scheme is to cover every household through banking services so that government’s schemes can be effectively implemented. This paper is going to review the status of financial inclusion accomplished in India through PMJDY on the basis of latest secondary data freely available in public domain.},
        keywords = {Financial inclusion, Banking Facilities, PMJDY, Inclusive Growth},
        month = {February},
        }

Cite This Article

  • ISSN: 2349-6002
  • Volume: 11
  • Issue: 7
  • PageNo: 4167-4175

AN OVERVIEW OF FINANCIAL INCLUSION WITH REFERENCE TO PM JAN DHAN YOJNA IN INDIA

Related Articles