Copyright © 2026 Authors retain the copyright of this article. This article is an open access article distributed under the Creative Commons Attribution License which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

@article{173724,
        author = {C Archana and Ms. N. Vaishnavi},
        title = {Smart Spending and Savings Planner},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {11},
        number = {10},
        pages = {1594-1601},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=173724},
        abstract = {Developing the mindset of mindful consumption is essential to reaching financial stability in a time of numerous consumer options and pervasive advertising.   This study investigates the use of mindful consumption as a method for wise expenditure. Highlighting how important it is to make deliberate purchases in order to improve one's own financial situation.   Through a study of pertinent literature and case studies, the booklet explores the advantages of conscious consumption, including decreased financial concern, higher savings, and a more sustainable lifestyle.   It also looks at practical methods and resources that people may utilise to develop responsible spending patterns and make wise financial decisions.},
        keywords = {Financial stress, educated choices, sustainable living, personal finance, financial wellness, mindful consumption, prudent spending, and conscientious decision-making.},
        month = {March},
        }