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@article{174095,
        author = {RISHIKA PATIDAR and RANA VARUN KUMAR and DR. Ganesh. s. Chavan},
        title = {The Role of Technology in Enhancing Cash Management at State Bank of India: Evidence from Vadodara District},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {11},
        number = {10},
        pages = {3003-3010},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=174095},
        abstract = {Effective cash management is critical for the financial health and stability of any organization, especially large and complex institutions like the State Bank of India (SBI). This study evaluates the effectiveness of SBI's current cash management practices, examining how the bank balances liquidity, profitability, and regulatory compliance. Given SBI's pivotal role in the Indian financial ecosystem and its massive scale of operations, robust cash management is essential for meeting daily operational needs, optimizing cash positions, and mitigating risks. This research explores various facets of SBI's cash management, including liquidity management, cash flow optimization, risk management, and technology integration.
The study also considers the impact of the dynamic financial landscape, characterized by rapid technological advancements and evolving customer expectations, on SBI's cash management strategies. By analyzing SBI's practices and comparing them with industry best practices, this research identifies areas of strength and potential improvement, offering valuable insights for SBI management, policymakers, and stakeholders. The findings aim to contribute to the ongoing development of cash management practices in the Indian banking sector and promote financial stability.},
        keywords = {Cash Management, Liquidity Management, Cash Flow Management, Bank Management, Financial Performance, State Bank of India (SBI)},
        month = {March},
        }