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@article{174435,
        author = {Nidhi Adiyodi and Nayak Nidhi and Dr. Tejal Shah},
        title = {Introduction to Blockchain and Blockchain  Powered Real-Time Settlement Systems for  Cross-Border Payments},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {11},
        number = {10},
        pages = {3784-3790},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=174435},
        abstract = {Blockchain engineering science raises cross-border payments by enabling real-time, secure, and low-cost transactions. Traditional systems are wearisome and expensive ascribable to intercessor, but blockchain-power settlement scheme streamline the process using decentralised account book and smart contract bridge. Result like Ripple, Stellar, and JPM Coin demonstrate its potential. While borrowing is growing, challenges like regulation and scalability must be addressed. This discipline explores blockchain’s impact on global payments and its prospects.},
        keywords = {Blockchain Technology, Cross-Border Payments, Real-Time Settlement, Transaction Cost, Blockchain Adoption},
        month = {March},
        }