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@article{175451,
        author = {Vanshika Agarwal and Neela Sajjan and Nidhi Jain and Anisha Balar and Shivani Bhura and Sara Elias},
        title = {A Study on Digital Wealth Management: Innovations, Challenges, and Future Trends},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {11},
        number = {11},
        pages = {2806-2814},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=175451},
        abstract = {This study examines the impact of digital transformation on wealth management, focusing on AI, blockchain, big data, and robo-advisors. Using a survey conducted in Bangalore, India, alongside a literature review, the research explores adoption trends, user perceptions, and industry developments. Findings indicate that AI-driven robo-advisors enhance accessibility and automation, yet concerns over transparency, cybersecurity, and regulation persist. Younger investors favor digital investment platforms, prioritizing ease of use and security. The study highlights the growing role of digital tools in financial decision-making while identifying key research gaps in regulatory challenges, financial literacy, and long-term digitalization effects. Recommendations emphasize stronger security measures, improved transparency, and regulatory frameworks to foster trust and innovation. The study highlights the transformation towards a hybrid advisory model integrating human wisdom with AI solutions, shaping the future of wealth management.},
        keywords = {Digital wealth management, AI, blockchain, robo-advisors, fintech, investment platforms, cybersecurity},
        month = {April},
        }