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@article{176468,
        author = {Lekshmi Harini. K. R and Dr. Shetty Deepa Thangam Geeta},
        title = {The Role of Fin-Tech in enhancing Cash Flow Management among Small and Medium Enterprises in the Industry of Information and Technology},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {11},
        number = {11},
        pages = {5616-5621},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=176468},
        abstract = {This research investigates the role of Fin-Tech innovations are transforming cash flow management practices, spotlighting a case study at IT Sector companies in India. As companies adapt to the fast-paced world of digital transformation, managing cash flow effectively has become more dependent on tech-driven solutions. The study evaluates the impact of various Fin-Tech tools—like automated payment systems, AI-driven forecasting, digital accounting platforms, automated invoicing, and real-time financial dashboards—on enhancing liquidity, boosting operational efficiency, and improving financial decision-making. To gather a well-rounded perspective, a descriptive and exploratory research design was used, combining both quantitative and qualitative methods. Primary data was collected through structured questionnaires aimed at finance professionals, managerial staff, and operational employees. The research employed purposive sampling to ensure that individuals directly involved in financial operations were included, resulting in a sample size of 105 respondents.
The findings indicate that Fin-Tech tools have improved cash flow visibility, minimized processing delays, and increased accuracy in financial reporting. However, some challenges were also noted, including high installation costs, integration complexities, data security issues, and a lack of training. In conclusion, the study highlights that strategically adopting Fin-Tech innovations can greatly enhance financial workflows in tech firms. It also provides practical insights for small to mid-sized enterprises (SMEs) looking to bolster their cash flow management through digital transformation.},
        keywords = {Fin-Tech, Innovations, Cash Flow Management, Technology, Small and Medium Enterprises, Information Technology Industry, Digital Transformation.},
        month = {April},
        }