Copyright © 2026 Authors retain the copyright of this article. This article is an open access article distributed under the Creative Commons Attribution License which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

@article{176565,
        author = {RATHOD JALPA DILIPBHAI and MEHTA DRASHTI NARESHBHAI and MAKWANA DIGANT RAMESH BHAI and GALTHARIYA PRITI DHARMASH BHAI},
        title = {A Study on the Performance of Mutual Funds in India (Last 5 Years)},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {11},
        number = {11},
        pages = {5709-5716},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=176565},
        abstract = {In recent years, mutual funds have emerged as a popular investment option for Indian investors seeking returns that outpace traditional savings methods. With growing financial literacy, digital accessibility, and market awareness, more individuals are turning to mutual funds to meet their financial goals. This study takes a closer look at the performance of mutual funds in India over the past five years, focusing on various categories such as equity, debt, and hybrid funds.
By using secondary data from trusted sources like the Association of Mutual Funds in India (AMFI), SEBI reports, and financial platforms, the paper analyzes trends in returns, risks, and fund management strategies. The goal is to understand which fund categories have consistently performed well, how market conditions have influenced returns, and what this means for investors today.
Through this research, we aim to offer a practical overview for students, beginner investors, and financial enthusiasts who want to understand how mutual funds behave over time and what lessons can be drawn from their performance. The findings highlight not only top-performing funds but also the importance of diversification, timing, and long-term investing.},
        keywords = {},
        month = {April},
        }