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@article{180196,
        author = {Dr. Mohsin Aziz and Dr. Mohammad Muslim and Md Sohrab and Umar Ali Khan and Dr. Khan Saifullah},
        title = {An exploratory study on the working of Rotating Saving and Credit Association (Gamiya) in the Sultanate of Oman},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {12},
        number = {1},
        pages = {251-255},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=180196},
        abstract = {},
        keywords = {},
        month = {May},
        }