Impact Of Digital Banking On Customer Satisfaction

  • Unique Paper ID: 180311
  • PageNo: 1371-1372
  • Abstract:
  • The banking sector has crossed a great insight with the adoption of digital banking all around the world. This revolution has revamped the expectations of customers, with unprecedented convenience, speed, and accessibility. This dissertation examines the impact of digital banking on customer satisfaction through the analysis of different digital banking services, their strengths, weaknesses, and overall impact on user experience. The research is based on secondary information, i.e., academic texts, industry publications, and case studies, but not using primary research techniques like surveys or questionnaires. Research shows that online banking increases customer satisfaction through ease of financial transactions, increased service efficiency, and customized banking experience. Nevertheless, issues like cyber threats, technology breakdowns, and the digital divide can inversely affect customers' perceptions. The dissertation wraps up with strategic suggestions for financial institutions to enhance digital banking services and raise customer satisfaction.

Copyright & License

Copyright © 2026 Authors retain the copyright of this article. This article is an open access article distributed under the Creative Commons Attribution License which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

BibTeX

@article{180311,
        author = {Drishti Shakya},
        title = {Impact Of Digital Banking On Customer Satisfaction},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {12},
        number = {1},
        pages = {1371-1372},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=180311},
        abstract = {The banking sector has crossed a great 
insight with the adoption of digital banking all around 
the world. This revolution has revamped the 
expectations of customers, with unprecedented 
convenience, speed, and accessibility. This dissertation 
examines the impact of digital banking on customer 
satisfaction through the analysis of different digital 
banking services, their strengths, weaknesses, and 
overall impact on user experience. 
The research is based on secondary information, i.e., 
academic texts, industry publications, and case studies, 
but not using primary research techniques like surveys 
or questionnaires. Research shows that online banking 
increases customer satisfaction through ease of 
financial transactions, increased service efficiency, and 
customized banking experience. Nevertheless, issues 
like cyber threats, technology breakdowns, and the 
digital 
divide can inversely affect customers' 
perceptions. The dissertation wraps up with strategic 
suggestions for financial institutions to enhance digital 
banking services and raise customer satisfaction.},
        keywords = {},
        month = {June},
        }

Cite This Article

Shakya, D. (2025). Impact Of Digital Banking On Customer Satisfaction. International Journal of Innovative Research in Technology (IJIRT), 12(1), 1371–1372.

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