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@article{180311,
author = {Drishti Shakya},
title = {Impact Of Digital Banking On Customer Satisfaction},
journal = {International Journal of Innovative Research in Technology},
year = {2025},
volume = {12},
number = {1},
pages = {1371-1372},
issn = {2349-6002},
url = {https://ijirt.org/article?manuscript=180311},
abstract = {The banking sector has crossed a great
insight with the adoption of digital banking all around
the world. This revolution has revamped the
expectations of customers, with unprecedented
convenience, speed, and accessibility. This dissertation
examines the impact of digital banking on customer
satisfaction through the analysis of different digital
banking services, their strengths, weaknesses, and
overall impact on user experience.
The research is based on secondary information, i.e.,
academic texts, industry publications, and case studies,
but not using primary research techniques like surveys
or questionnaires. Research shows that online banking
increases customer satisfaction through ease of
financial transactions, increased service efficiency, and
customized banking experience. Nevertheless, issues
like cyber threats, technology breakdowns, and the
digital
divide can inversely affect customers'
perceptions. The dissertation wraps up with strategic
suggestions for financial institutions to enhance digital
banking services and raise customer satisfaction.},
keywords = {},
month = {June},
}
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