“Future Finance FinTech Innovations, Global Use Cases, and the Path toward Inclusive Regulation”

  • Unique Paper ID: 182980
  • PageNo: 4318-4323
  • Abstract:
  • This paper investigates the emerging landscape of FinTech, focusing on the global impact of digital financial services, regulatory responses, and future innovation trends. It presents case studies from Kenya, China, the U.S., India, and Brazil to illustrate successful FinTech deployments and examines future trends such as decentralized finance (DeFi), embedded finance, and quantum computing. Regulatory frameworks, challenges, and policy recommendations are explored to support a stable and inclusive FinTech ecosystem.

Copyright & License

Copyright © 2026 Authors retain the copyright of this article. This article is an open access article distributed under the Creative Commons Attribution License which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

BibTeX

@article{182980,
        author = {Prof. Mangesh D. Kadam and Dr. Roopali Kudare},
        title = {“Future Finance FinTech Innovations, Global Use Cases, and the Path toward Inclusive Regulation”},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {12},
        number = {2},
        pages = {4318-4323},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=182980},
        abstract = {This paper investigates the emerging landscape of FinTech, focusing on the global impact of digital financial services, regulatory responses, and future innovation trends. It presents case studies from Kenya, China, the U.S., India, and Brazil to illustrate successful FinTech deployments and examines future trends such as decentralized finance (DeFi), embedded finance, and quantum computing. Regulatory frameworks, challenges, and policy recommendations are explored to support a stable and inclusive FinTech ecosystem.},
        keywords = {FinTech, DeFi, CBDC, Financial Inclusion, Digital Wallets, Regulation, Embedded Finance, Green FinTech, Challenge’s in Fintech},
        month = {July},
        }

Cite This Article

Kadam, P. M. D., & Kudare, D. R. (2025). “Future Finance FinTech Innovations, Global Use Cases, and the Path toward Inclusive Regulation”. International Journal of Innovative Research in Technology (IJIRT), 12(2), 4318–4323.

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