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@article{183757,
        author = {Sunil D and Prof. K. B. Dhananjaya},
        title = {AN ANALYTICAL STUDY ON THE GROWTH AND IMPACT OF PRADHAN MANTRI FASAL BIMA YOJANA (PMFBY)},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {12},
        number = {3},
        pages = {2756-2763},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=183757},
        abstract = {The Pradhan Mantri Fasal Bima Yojana (PMFBY), launched in 2016, provides comprehensive crop loss coverage against natural calamities, pests, and diseases (MoAFW, 2024). This study analyzes enrolment and beneficiary trends from 2018–19 to 2024–25 at the national (India), state (Karnataka), and district (Shivamogga) levels using secondary data from the PMFBY portal, Karnataka’s Samrakshane portal, and the Agriculture Office, Shivamogga. Trend and comparative analyses reveal consistent growth in enrolments but significant fluctuations in beneficiary numbers, reflecting challenges in claim settlement, benefit delivery, and farmer trust (Kumar & Babu, 2024; Parthiban & Anjugam, 2023). Karnataka experienced sharp enrolment declines in some years, followed by strong recoveries, while Shivamogga’s trends were more climate and settlement-efficiency driven. Key issues include irregular claim processing, limited awareness, and climatic variability (Sheoran, Punia & Nimbrayan, 2024). The study offers targeted policy recommendations to enhance PMFBY’s efficiency, transparency, and inclusivity, thereby strengthening its role in farmer income stability and rural resilience.},
        keywords = {Pradhan Mantri Fasal Bima Yojana, PMFBY, crop insurance, farmers, enrolment trends, beneficiary trends, Karnataka, Shivamogga district, claim settlement, agricultural risk management, climate variability, farmer participation, policy recommendations, trend analysis, Samrakshane portal.},
        month = {August},
        }