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@article{184410,
        author = {Author Indrayani Abhay Uthale and CoAuthor Guide Prof Dr Vishal Dilip Chavan},
        title = {“Assessing the Financial Literacy Levels of Undergraduate Students: A Survey Study"},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {12},
        number = {4},
        pages = {1366-1372},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=184410},
        abstract = {The survey study aims to assess the financial literacy levels of undergraduate students across various areas. The study focuses on assessing students' understanding of fundamental financial concepts, including the difference between needs and wants, financial management practices, debt awareness and management, investment knowledge, understanding of credit and loans, financial decision-making processes, financial literacy resources, and future financial planning. by examining the responses obtained through the survey, the study seeks to provide insights into the financial literacy levels of undergraduate students. The purpose of the study is to evaluate the present financial literacy levels of undergraduate students enrolled at universities/ Colleges. The data collection is done by both methods primarily by Survey Questionnaire and secondary sources by Books, Internet, etc.},
        keywords = {Financial Literacy, Financial planning, financial decision-making, financial awareness.},
        month = {September},
        }