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@article{185187,
        author = {R.Soundar Rajan and Dr.M.Hema Mary},
        title = {The challenges and prospects of cashless transaction in Salem district of Tamil Nadu.},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {12},
        number = {5},
        pages = {594-600},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=185187},
        abstract = {Cashless transactions promote and support businessmen and public people in multiple dimensions. Nowadays cashless transactions are used by many people in society. However, few people are hesitant to come forward to use cashless transactions. Hence an attempt is made to study the customers’ attitudes challenges and prospects of cashless transactions in the Salem District. The objective of the study is to investigate the reasons for the resistance to denying cashless transaction modes to overcome the same. Using a self-administered structured questionnaire, a simple random sampling method was used to collect the data. The size of the sample is 70. The primary data was collected through questionnaires from the respondents of the Salem District. For analyzing the primary data, statistical tools such as T-test, F- test, and Factor analysis were used with the help of SPSS Software 21.0. The study has found demographic variables are significant and age-old people found it difficult to use the cashless transaction modes. A well-designed awareness program and training programs may help them and will bring in attitudinal changes.},
        keywords = {Challenges, Prospects, Attitude and Cashless transactions},
        month = {October},
        }