Copyright © 2026 Authors retain the copyright of this article. This article is an open access article distributed under the Creative Commons Attribution License which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

@article{188385,
        author = {M Sudandira Devi and Dr P.Ashok Kumar},
        title = {Credit Risk Management and Financial Sustainability of ASHIRVAD Microfinance Institutions in Salem City,Tamil Nadu},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {12},
        number = {7},
        pages = {2168-2173},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=188385},
        abstract = {The study was conducted in Ashirvad MFI in Salem city. The problem related to microcredit and financial sustainability in Micro Finance Institutions The objective of this study is to assess if there is a significant relationship between credit risk management and financial performance. The researcher assumes a significant relationship between credit risk management and financial performance. The study adopted is descriptive research. The primary data was collected by using interview schedules. Ratio analysis and trend analysis was used to analyse the data. The study's findings showed a positive relationship between credit risk management and financial performance.},
        keywords = {MFI, Credit Risk Management, Financial performance},
        month = {December},
        }