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@article{189359,
        author = {Natasha Sanjaykumar Sonar and Ankush Purushottam Dhote and Dr. S.  G. Sonar},
        title = {Financial Mechanism for Providing Housing to Persons belonging to Vulnerable Group},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {12},
        number = {7},
        pages = {8114-8119},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=189359},
        abstract = {Housing is one of the basic needs of the human being. Providing housing to vulnerable groups, such as, Economically Weaker Section (EWS), Low Income Group (LIG) or Slum Dwellers is a major challenge in Indian context. This challenge becomes more difficult in urban areas where housing need is much more than housing supply. As land is scarce and most valuable commodity in urban areas, rarely land is made available for housing for persons belonging to vulnerable group. This had forced government to develop a comprehensive, nationally applicable policies that prioritizes specific goals for the housing sector due to increasing gap between housing need and supply. Most of the housing schemes are sector specific, location specific, segment specific and that to with limited supply. If someone is successful in obtaining a house through one of the schemes, they are unable to receive the necessary financial assistance or housing loan due to a lack of documentation.
The real challenge is not just meeting the shortage but to ensure that houses are constructed for those who need them and the repayment schedule matches their paying capacity. There is need to develop inclusive Financial Mechanism that is local, participative, and led by the beneficiary. In this research paper, an attempt is made to develop Financial Mechanism for providing housing to persons belonging to vulnerable group.},
        keywords = {Financial Mechanism, Housing, Vulnerable Group, Housing Schemes Financial Mechanism for Providing Housing to Persons belonging to Vulnerable Group},
        month = {December},
        }