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@article{192363,
        author = {T. V. L. Srinivas and J. Mamatha and K.N.S. Narasimha kumar and K. Sailaja and A. Sandhya and Y. Durgavenkat},
        title = {ENHANCING DIGITAL PAYMENTS: JAVA FULLSTACK SOLUTION FOR SERVICE PROVIDERS AND CUSTOMERS},
        journal = {International Journal of Innovative Research in Technology},
        year = {2026},
        volume = {12},
        number = {9},
        pages = {1528-1534},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=192363},
        abstract = {Traditional payment systems suffer from manual errors (up to 15-20% failure rates), delays, and security vulnerability in service customer transactions. This paper presents a secure Java full stack web application for efficient online payment management. Developed using spring boot for back and logic JSP for server side rendering bootstrap for responsive UI and MYSQL for data storage the system enables user registration, secure authentication (99% uptime), service browsing, real time payments, and transaction history tracking. Service providers can manage offering monitoring receipts (95% accuracy), and maintain customer records seamlessly. The proposed solution addresses limitations of semi-automated processes by automatic calculations ensuring Data integrity (>98% transaction success probability), and enhancing transparency thereby reducing errors by 80% and processing times by 70% key innovations include structured workflows and robust security measures (breach probability <1%), minimising manual intervention while supporting scalability for payment gateway integration, reporting and analytics. Evaluated through functional testing (99.5% reliability), the system demonstrates high reliability for organizations and institutions. This work provides a scalable foundation for modern digital finance applications in software engineering contexts.},
        keywords = {Bootstrap, Data integrity, UI and MYSQL, Tracking, Payments.},
        month = {February},
        }