Copyright © 2026 Authors retain the copyright of this article. This article is an open access article distributed under the Creative Commons Attribution License which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

@article{195799,
        author = {Dr. Pratiksha Sharma},
        title = {Green Banking through the Lens of Indian Knowledge Systems (IKS): Ethical Finance for Sustainable Development},
        journal = {International Journal of Innovative Research in Technology},
        year = {2026},
        volume = {12},
        number = {11},
        pages = {1196-1198},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=195799},
        abstract = {Green banking has emerged as a critical strategy for promoting environmental sustainability while ensuring financial stability and inclusive growth. Indian Knowledge Systems (IKS), rooted in ancient Indian philosophy and socio-economic practices, emphasize harmony with nature, ethical conduct, and welfare-oriented economic activities. This research paper explores green banking by integrating modern sustainability-driven banking practices with traditional IKS principles such as Dharma (righteous conduct), Prakriti (nature), Aparigraha (non-excess), and Lokasangraha (collective welfare). The study adopts a conceptual and descriptive research design based on secondary data from classical Indian texts, contemporary academic literature, and policy documents issued by the Reserve Bank of India (RBI). It highlights how IKS can strengthen the ethical, environmental, and social dimensions of green banking and support India’s sustainable development goals. The paper concludes that aligning green banking with IKS offers a culturally rooted, ethically robust, and long-term framework for sustainable finance in India.},
        keywords = {Green Banking, Indian Knowledge Systems, Sustainable Finance, Ethical Banking, RBI, NEP 2020},
        month = {April},
        }