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@article{196753,
        author = {Dontala Poojitha and Patri Mounika and Vaddi Prem Kiran and Voriti Sujith Sonu},
        title = {Smart Digital V-card Generator with Dynamic QR Integration},
        journal = {International Journal of Innovative Research in Technology},
        year = {2026},
        volume = {12},
        number = {11},
        pages = {4306-4313},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=196753},
        abstract = {VCard is an advanced fintech web application designed to enhance the security and flexibility of digital payments through the use of virtual cards. With the rapid growth of online transactions, risks such as credit card fraud, data breaches, and unauthorized usage have become major concerns. VCard addresses these challenges by allowing users to instantly generate virtual cards that can be customized, frozen, or deleted at any time. By separating transactions through purpose-based cards and applying spending limits, the platform ensures a safer and more controlled financial experience for users.
The system integrates a modern and user-friendly interface with powerful features such as wallet management, dynamic QRcode payments, andintelligent shopping recommendations based on card usage. It also provides detailed analytics and transaction tracking to help users monitor their spending habits effectively. By combining strong security mechanisms with smart financial tools, VCard bridges the gap between traditional banking systems and modern digital payment needs, offering a secure, flexible, and efficient solution for managing online financial activities.},
        keywords = {Fintech, Virtual Cards, Digital Payments, Online Transaction Security, Wallet Management, QRCode Payments, Card Customization, Fraud Prevention, Shopping Intelligence, Financial Analytics, User Authentication, Glass morphism UI},
        month = {April},
        }