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@article{198400,
        author = {Patel Mehulkumar Ranjitbhai},
        title = {Budget Buddy: A Smart Personal Finance and Expense Management System},
        journal = {International Journal of Innovative Research in Technology},
        year = {2026},
        volume = {12},
        number = {11},
        pages = {8294-8302},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=198400},
        abstract = {In the digital era, people frequently use online payments, subscriptions, and e-commerce platforms, which makes spending easier but often harder to track. Many individuals face challenges such as uncontrolled expenses, lack of savings planning, and poor visibility of financial habits. Smart budgeting systems have emerged as practical solutions to improve personal finance management. This paper reviews modern budgeting technologies, existing expense tracking applications, and current challenges in digital finance systems. It also discusses Budget Buddy, a user-friendly platform designed for expense tracking, budget planning, analytics, and financial awareness. The study highlights how secure and intelligent finance applications can improve spending discipline and decision-making.},
        keywords = {},
        month = {April},
        }