A Comparative Study of Public and Private Bank NPAs, A Case Study of Nagpur South Region

  • Unique Paper ID: 200282
  • Volume: 12
  • Issue: 12
  • PageNo: 1970-1974
  • Abstract:
  • In this research paper, the comparative analysis has been done on Non-Performing Assets (NPAs) in public and private sector banks that are in Nagpur South region. The study employs primary data gathered in the bank branches and secondary data in the publications of the reserve bank of India to study the trends, causes and management of NPAs in the banking sectors. The results indicate that the gross NPA ratios of the public sector banks are high; however, the private sector banks are also encountering new stressors in the unsecured retail sectors. The 2022-2025 timeframe is the period of post-pandemic recovery, and the study provides information about the banking dynamics in the region of Central India.

Copyright & License

Copyright © 2026 Authors retain the copyright of this article. This article is an open access article distributed under the Creative Commons Attribution License which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

BibTeX

@article{200282,
        author = {Kavita Subhash Barapatre and Prof. Nitin Prakash},
        title = {A Comparative Study of Public and Private Bank NPAs, A Case Study of Nagpur South Region},
        journal = {International Journal of Innovative Research in Technology},
        year = {2026},
        volume = {12},
        number = {12},
        pages = {1970-1974},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=200282},
        abstract = {In this research paper, the comparative analysis has been done on Non-Performing Assets (NPAs) in public and private sector banks that are in Nagpur South region. The study employs primary data gathered in the bank branches and secondary data in the publications of the reserve bank of India to study the trends, causes and management of NPAs in the banking sectors. The results indicate that the gross NPA ratios of the public sector banks are high; however, the private sector banks are also encountering new stressors in the unsecured retail sectors. The 2022-2025 timeframe is the period of post-pandemic recovery, and the study provides information about the banking dynamics in the region of Central India.},
        keywords = {Non-Performing Assets, Public Sector Banks, Private Sector Banks, Nagpur South, Asset Quality.},
        month = {May},
        }

Cite This Article

Barapatre, K. S., & Prakash, P. N. (2026). A Comparative Study of Public and Private Bank NPAs, A Case Study of Nagpur South Region. International Journal of Innovative Research in Technology (IJIRT), 12(12), 1970–1974.

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