Trust Cues and Purchase Completion in E-Commerce Mobile Applications

  • Unique Paper ID: 200672
  • Volume: 12
  • Issue: 12
  • PageNo: 1781-1791
  • Abstract:
  • The rapid expansion of mobile commerce in India has brought with it a persistent challenge: first-time users of e-commerce mobile applications frequently abandon their purchases before completion. This study investigates the role of interface-level trust cues in shaping perceived trust and, subsequently, purchase completion intention among first-time users. Drawing on McKnight et al.'s (2002) Initial Trust Model, Pavlou's (2003) Technology Acceptance Model–Trust Integration, and Ajzen's (1991) Theory of Planned Behaviour, the study adopts a quantitative convenience survey design with 72 respondents. Five trust cue domains were examined: customer reviews, trust badges, payment gateway recognition, refund and return guarantees, and price transparency. Results indicate that refund and return policies (M = 4.29) and price transparency (M = 4.04) are the strongest drivers of perceived trust, whereas trust badges (M = 3.51) exert the least independent influence. Overall, 80.6% of respondents reported that the presence of trust cues gave them sufficient confidence to complete a purchase, lending empirical support to both hypotheses. The findings extend TAM–trust research to the Indian mobile commerce context and provide actionable design implications for UX practitioners and product managers.

Copyright & License

Copyright © 2026 Authors retain the copyright of this article. This article is an open access article distributed under the Creative Commons Attribution License which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

BibTeX

@article{200672,
        author = {G Benny Samuel and Janani Senthilkumar and Prashanth Cherian Kochuveetil},
        title = {Trust Cues and Purchase Completion in E-Commerce Mobile Applications},
        journal = {International Journal of Innovative Research in Technology},
        year = {2026},
        volume = {12},
        number = {12},
        pages = {1781-1791},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=200672},
        abstract = {The rapid expansion of mobile commerce in India has brought with it a persistent challenge: first-time users of e-commerce mobile applications frequently abandon their purchases before completion. This study investigates the role of interface-level trust cues in shaping perceived trust and, subsequently, purchase completion intention among first-time users. Drawing on McKnight et al.'s (2002) Initial Trust Model, Pavlou's (2003) Technology Acceptance Model–Trust Integration, and Ajzen's (1991) Theory of Planned Behaviour, the study adopts a quantitative convenience survey design with 72 respondents. Five trust cue domains were examined: customer reviews, trust badges, payment gateway recognition, refund and return guarantees, and price transparency. Results indicate that refund and return policies (M = 4.29) and price transparency (M = 4.04) are the strongest drivers of perceived trust, whereas trust badges (M = 3.51) exert the least independent influence. Overall, 80.6% of respondents reported that the presence of trust cues gave them sufficient confidence to complete a purchase, lending empirical support to both hypotheses. The findings extend TAM–trust research to the Indian mobile commerce context and provide actionable design implications for UX practitioners and product managers.},
        keywords = {trust cues, mobile commerce, e-commerce, purchase intention, cart abandonment, user experience design, India},
        month = {May},
        }

Cite This Article

Samuel, G. B., & Senthilkumar, J., & Kochuveetil, P. C. (2026). Trust Cues and Purchase Completion in E-Commerce Mobile Applications. International Journal of Innovative Research in Technology (IJIRT). https://doi.org/doi.org/10.64643/IJIRTV12I12-200672-459

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