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@article{202880,
        author = {Dr. Manorama Saini and Dr Soniya Rajpoot},
        title = {THE ROLE OF DIGITAL FINANCE IN PROMOTING ECONOMIC GROWTH IN INDIA},
        journal = {International Journal of Innovative Research in Technology},
        year = {2026},
        volume = {12},
        number = {12},
        pages = {8127-8134},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=202880},
        abstract = {Digital finance has emerged as a transformative force in modern economies by enhancing financial accessibility, efficiency, and transparency. In India, rapid technological advancement, government initiatives, and increasing smartphone penetration have accelerated the adoption of digital financial services. This study examines the role of digital finance in promoting economic growth in India using secondary data from national financial institutions and payment systems. The paper analyses trends in digital payments, financial inclusion, and economic indicators to evaluate their contribution to economic development. The findings suggest that digital finance improves financial inclusion, reduces transaction costs, enhances economic participation, and supports sustainable economic growth. The study concludes that strengthening digital infrastructure and financial literacy can further accelerate India’s digital economic transformation.},
        keywords = {Digital Finance, Economic Growth, Financial Inclusion, Digital Payments, India},
        month = {May},
        }