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@article{205654,
        author = {Namita Yadav and Dr. Pradeep Kumar},
        title = {Assessing The Relationship between Fintech Service Adoption and Financial Literacy among Individuals},
        journal = {International Journal of Innovative Research in Technology},
        year = {2026},
        volume = {13},
        number = {1},
        pages = {7356-7358},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=205654},
        abstract = {Financial Technology (FinTech) has revolutionized the financial services industry by providing innovative, convenient, and accessible financial solutions. The widespread adoption of digital wallets, mobile banking, online investment platforms, and digital lending services has transformed consumer financial behavior. However, the successful adoption of these services largely depends upon the financial literacy of individuals. Financial literacy enables users to understand financial products, evaluate risks, and make informed decisions regarding digital financial services. The present study aims to assess the relationship between FinTech service adoption and financial literacy among individuals. The study employs a descriptive research design and utilizes primary data collected through a structured questionnaire. Statistical techniques such as percentage analysis and Chi-square tests are proposed for data analysis. The findings are expected to demonstrate that financially literate individuals exhibit higher adoption levels of FinTech services compared to those with lower financial literacy. The study contributes to understanding the role of financial literacy in promoting digital financial inclusion and the sustainable growth of FinTech services.},
        keywords = {FinTech, Financial Literacy, Digital Payments, Online Banking, Digital Lending, Financial Inclusion.},
        month = {June},
        }