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@article{206111,
        author = {Gagan Deep Singh and Dr. Anirban Gupta and Dr. Ajay Kumar},
        title = {Income Tax Awareness And Preference between the new and old tax regimes among salaried employees in Ranchi District Jharkhand},
        journal = {International Journal of Innovative Research in Technology},
        year = {2026},
        volume = {13},
        number = {2},
        pages = {551-564},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=206111},
        abstract = {In India taxation has changes every year with introduction of new income tax regimes with few deductions and exemptions, and with changes of regime it continues to provide tax saving benefits. Many people in society have confusion on choosing the tax regime and follow to get benefits more on among both. People have also impacted their awareness level, Tax understanding and financial planning play an important role in choosing preferences. The present study focuses that salaried employee’s awareness about new and old tax regimes in Ranchi district, Jharkhand. This study aims the to know the factor which influence salaried employees about tax regimes and their basis of preferences. it also gains knowledge about the tax decision of individual, to make informed decision about income, investments, deductions and financial goals. The research is based on primary an well as secondary data. Study knows about the income tax level, Investment habits, and tax regime preferences. Findings of study talks about the new tax regime offers why many salaried employees still prefer old tax regime, due to the benefits available through deductions such as sections 80C , HRA, medical insurance and home loan interest. But many find that for simple tax structure employees prefer new tax regime. This study explained you that more awareness of tax needed to salaried employees that they can make better and informed decisions, and which benefits the most. By knowing that people have lack of awareness about tax structured which benefit the most among both old and new tax regimes. This research is that`s the reasons very important for salaried employees because it provides insight into tax behaviour, financial awareness, and decision relating to context of frequent changing tax policies in India. the findings of study useful for tax consultants, policy makers, employers and regimes. It mainly contributes the awareness of tax spreading among employees and encouraged financial planning among taxpayers in Ranchi district, Jharkhand.},
        keywords = {Tax Awareness, Salaried Employees, Financial Planning, Financial Literacy.},
        month = {July},
        }