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@article{206808,
        author = {Siddesh L S and Prashantha B and Vivek G},
        title = {A STUDY ON FINANCIAL ANALYSIS OF LIC WITH RESPECT TO CHITRADURGA},
        journal = {International Journal of Innovative Research in Technology},
        year = {2026},
        volume = {13},
        number = {2},
        pages = {2961-2966},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=206808},
        abstract = {This research evaluates the financial performance, liquidity, operational viability, and stability of the Life Insurance Corporation (LIC) branch operating in Chitradurga from the financial years 2021–22 through 2025–26. By repurposed analytical frameworks like ratio computation, trend evaluation, and comparative balance sheet examinations, the paper dissects how efficiently the institution handles policyholder capitals, manages operational overheads, and generates long-term value in a rapidly evolving, competitive insurance ecosystem. The empirical assessment highlights robust advancements in net margins, massive shifts in asset backing, and a highly secure short-term liquidity posture, alongside a steadily scaling investment pipeline. The insights collected offer strategic roadmaps for sustained capital safety, diversified portfolio asset management, and modernized cost containment.},
        keywords = {Financial Performance, Ratio Analysis, Insurance Sector, LIC Chitradurga, Solvency Margin, Capital Structure, Asset Utilization.},
        month = {July},
        }