An all- inclusive financial system is essential because it enhances efficiency and welfare by providing scope for secure and safe saving practices and by facilitating a wide range of efficient financial services. A robust and strong financial system is an essential pillar of sustainable development, economic growth, and progress of an economy because it helps in meeting national objectives of creating a market-driven, productive and competitive economy. Inclusive growth of an economy is possible only with the help of proper mechanism which channelizes all the resources from top to bottom. The present study will focus on the challenges and opportunities of financial inclusion in India.
