DEVELOPING A FINANCIAL INCLUSION INDEX (FII) MODEL THROUGH MGNREG SCHEME IN VIRUDHUNAGR DISTRICT
Author(s):
P.KALEESWARAN, S.R.SEENIVASAN, A.CHELLADURAI
Keywords:
Financial Inclusion Index, FII, Mahatma Gandhi National Rural Employment Guarantee, MGNREG scheme
Abstract
Mahatma Gandhi National Rural Employment Guarantee (MGNREG) scheme is a central government employment scheme to provide 100 days wage employment to rural people. In India rural people are mainly depend on the local money lenders for their financial needs and one segment of population enjoying all financial services and other portion of population especially in rural population is not able to obtain basic financial services i.e Bank account. To overcome these issue Government of India taken initiative to transfer of MGNREG scheme wage that mandatory transfer through beneficiaries bank and post office account which keeping in the mind of financial inclusion. Financial inclusion is the process of including financially excluded people. Financial inclusion index is a most important instrument for measuring level of financial inclusion in particular region. For construing financial inclusion index through MGNREG scheme the researcher used three-dimensional data namely, Availability of banking services (d1), Banking penetration (d2), banking disbursement (d3). The present study an attempt to develop a model for Financial Inclusion Index through MGNREG scheme in virudhunagar district.
Article Details
Unique Paper ID: 145184

Publication Volume & Issue: Volume 4, Issue 7

Page(s): 765 - 769
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