A Study on Investment Preferences of middle class from western Maharashtra with special reference to Satara, Sangali, Kolhapur and Solapur District
Shalan A. Jagtap , Karan Patil
Investment, Middle Class, Investment Avenues, Economic Development
Every individual earning money spends it to meet his or her own personal needs or to fulfill the basic needs of his or her family. Individuals use money for various purposes including funding their daily house hold expenses and expenses incurred for buying luxuries for a better life. Money earned is generally used to fund some immediate expenses or saved to meet some future needs. Those who spend less than what they earn end up with savings. These savings can be accumulated and grown to fund various goals, such as, for education, marriage, vehicle purchase, house purchase or for acquiring any other asset, for medical emergencies and for meeting the post retirement financial needs. In general, the entire amount saved is not held in cash, but is invested in different asset classes or investment avenues in order to get a return, which can be in the form of regular income or capital appreciation or sometimes both. Investment is necessary for human being to avoid inflation in future life. Savings and Investments are two coins. Both are required for human to survive in dynamic world and it is useful to fulfillment of future needs. A study is focuses on Investment Preferences of middle class from western Maharashtra. Indian economy is rapidly growing economy of the world in which 50 % people belongs to middle class and they are key elements for economic development. They influence demand and supply of need and comfort products at a great extent. Their saving and investment pattern gets influenced by their future needs, have wide scope for researchers due to greater impact on the investment market
Article Details
Unique Paper ID: 152538

Publication Volume & Issue: Volume 8, Issue 3

Page(s): 688 - 695
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