A study on Savings and investment in gold by households in India

  • Unique Paper ID: 156313
  • Volume: 9
  • Issue: 3
  • PageNo: 243-246
  • Abstract:
  • The diversification of the financial services sector has provided the individual investor with a wide range of opportunities to invest. Savings are the mantras that any investment advisor will recite. Savings are the difference between the amount investor earns and the amount investor spends. One reason could be that there are certain materials goals that they want to save for. Indian investor’s Behavior has been changing drastically in the post-economic reforms era in investment activity, preferences in selecting various financial instruments, evaluating and in analyzing the investment avenues. the current market scenario of high volatile, rapidly changing market place, various avenues for investment in gold are creating the confusion among Investors. As per various studies 16,000 tons of gold is there in Indian households predominantly in the form of jeweler. There are various alternatives available for investment in gold through options like jeweler, coins, bullions, ETF, mutual funds, E-gold etc.

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Copyright © 2025 Authors retain the copyright of this article. This article is an open access article distributed under the Creative Commons Attribution License which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

BibTeX

@article{156313,
        author = {Nigashetty Ajaykumar Baburao},
        title = {A study on Savings and investment in gold by households in India},
        journal = {International Journal of Innovative Research in Technology},
        year = {},
        volume = {9},
        number = {3},
        pages = {243-246},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=156313},
        abstract = {The diversification of the financial services sector has provided the individual investor with a wide range of opportunities to invest. Savings are the mantras that any investment advisor will recite. Savings are the difference between the amount investor earns and the amount investor spends. One reason could be that there are certain materials goals that they want to save for. Indian investor’s Behavior has been changing drastically in the post-economic reforms era in investment activity, preferences in selecting various financial instruments, evaluating and in analyzing the investment avenues. the current market scenario of  high  volatile,  rapidly  changing  market  place,  various avenues for investment in gold are creating the confusion among Investors. As per various studies 16,000 tons of gold  is  there  in  Indian  households  predominantly  in  the  form  of jeweler. There are various alternatives available for investment in gold through options like jeweler, coins, bullions, ETF, mutual  funds,  E-gold etc.  },
        keywords = {Gold-based savings, digital gold, household finance, financial inclusion, , systematic savings Investment, Investment behavior, rural investor, investment pattern and financial market Socio-economic factors, Savings and Investment, Investment decisions},
        month = {},
        }

Cite This Article

  • ISSN: 2349-6002
  • Volume: 9
  • Issue: 3
  • PageNo: 243-246

A study on Savings and investment in gold by households in India

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