A PERCEPTION OF INDIAN PUBLIC TOWARDS CASHLESS TRANSACTIONS
Author(s):
Dr. EKTA ANAND
Keywords:
Cashless Economy, Debit Card, Credit Card, UPI, NEFT, RTGS.
Abstract
In this paper an attempt is made to examine the Public perception in India towards cashless transactions and the attempt is made to identify the challenges faced by them during their transactions. In India, most of the people started electronic payments for their various transactions after demonetization. Today’s, everyone from the small merchant to neighbouring vegetable vendor is embracing digital payment solutions. Slowly and slowly India is moving from cash to cashless economy. A cashless economy is one in which all the transactions are done using cards or digital means of payment. The circulation of physical currency is going to minimum in cashless economy. There are many benefits of Cashless economy. The increased use of debit and credit cards will definitely reduce the amount of cash that people have to carry which reduces the risk associated with that.
Article Details
Unique Paper ID: 157213

Publication Volume & Issue: Volume 9, Issue 6

Page(s): 308 - 315
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