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ROLE OF GOVERNMENT SCHEMES IN FINANCIAL INCLUSION: AN EMPIRICAL STUDY WITH SPECIAL REFERENCE TO WOMEN

  • Unique Paper ID: 158354
  • Volume: 9
  • Issue: 9
  • PageNo: 272-278
  • Abstract:
  • This analysis is going to let us know how access to financial services is a way to provide affordable financial services to the poor in the society. The World bank enumerates financial inclusion as :“the ability of individuals to get the opportunity to apply handy as well as low-cost monetary products and services that mild on with their wishes and such needs to be conveyed in an organised and imperishable manner, including transactions related to trading, payments, savings, credit and insurance, do. According to this study, we have come to know women’s financial viability and financial literacy are among the key indicators influencing women’s decisions. Therefore, the foremost objective of this paper is to assess the policies and schemes followed through government beneath financial inclusion regime, and discuss various implications of government policies that promote financial inclusion in respect to women. Government of India has carried out numerous initiatives to empower women through these initiatives and policies. With this article we are also going to share the reason and explore facts that inform us with several strategies to close the gender gap in access to financial inclusion; a key element of this approach to economically empower women by improving the lives and livelihoods of innumerable women’s on every side the world. Sample of 240 women were considered for the study survey to know the role and impact of different government schemes in financial inclusion and concludes that Rashtriya Mahila Kosh mortgage Scheme, Pradhan Mantri MUDRA Yojana (PMMY), Mahila Shakti Kendra Initiative, Pradhan Mantri Mahila Shashaktikaran Yojana (PMMSY), Stand Up India (SUPI), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and STEP (Support to Training and Employment Program for Women) are some of the government schemes that has significant on women financial inclusion.
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Cite This Article

  • ISSN: 2349-6002
  • Volume: 9
  • Issue: 9
  • PageNo: 272-278

ROLE OF GOVERNMENT SCHEMES IN FINANCIAL INCLUSION: AN EMPIRICAL STUDY WITH SPECIAL REFERENCE TO WOMEN

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