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@article{158472,
        author = {B Ashok and Mohammad Faiz Ikram},
        title = {A Study on Analysis of Non -Performing Assets and its Impact on Profitability},
        journal = {International Journal of Innovative Research in Technology},
        year = {},
        volume = {9},
        number = {9},
        pages = {576-582},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=158472},
        abstract = {In every economy, the banking industry plays an important role of intermediary for both asset and credit creation. Any Bank failure has potential for contagious effects on the economy. Hence, Bank’s asset quality must be periodically measured and monitored for general economic health of the country. 
The purpose of this research is to establish relationship between  the extent of non-performing assets (NPA) and profitability  for   Seven  years from April 2014 to March 2021. During the study's time period, both public and private sector banks' Gross and Net NPAs gradually increased. The study discovered a significant positive association between public and private sector banks' gross and net nonperforming assets. The study also discovered a substantial negative association between NPA and public and private sector bank Return on  Equity (ROA). The impact of ownership (public and private sector banks) on Gross and Net NPA is substantial. Its argued that NPA’s movement across Banks follows herd behavior. And the root cause of NPA’s appears to be structural / macro economic problems.},
        keywords = {},
        month = {},
        }