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@article{171225,
        author = {REKENDAR HARINATH and CHANNAKA   SREENIDHI and MALLELA  SAI SHRITHA REDDY and G SAI PRAKASH},
        title = {Fintech Solutions for Loan Access Among Small Businesses},
        journal = {International Journal of Innovative Research in Technology},
        year = {2024},
        volume = {11},
        number = {7},
        pages = {3751-3759},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=171225},
        abstract = {This paper explores how financial technology (fintech) transforms access to loans for small businesses in emerging markets. Small and medium-sized enterprises (SMEs) are vital to economic growth but often lack access to traditional banking resources. Fintech solutions such as peer-to-peer lending, digital lending platforms, and mobile financial services are bridging this funding gap, allowing SMEs to grow and contribute to their local economies. This paper reviews the impact of fintech on small business financing, with case studies from specific emerging markets, and discusses the challenges and future potential of fintech as a sustainable solution for SME financing.},
        keywords = {Fintech impact on SMEs, Small business loans emerging markets, SME financing challenges},
        month = {December},
        }