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@article{171380,
        author = {Dr Chaitra K S and Ms Pavithra S Sankola},
        title = {"Capital Structure Dynamics: Theoretical Insights and Financial Implications in the Indian Financial Services Sector"},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {11},
        number = {7},
        pages = {3965-3971},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=171380},
        abstract = {The capital structure of a business, or the proportion of borrowing to stock used for funding its activities and expansion, is crucial to determining its level of financial security and profitability. The research explores core concepts related to capital structure, including leverage and financial risk. Additionally, it reviews literature on how capital structure decisions affect financial performance, with a focus on firms within the financial services industry and the Indian market. The study employs a mixed-methods approach, incorporating both qualitative and quantitative analyses. Data collection includes Profits per Share (EPS), Return on Equity (ROE), Return on Assets (ROA), and the cost- to-income ratio are among the important financial indicators that are looked at in connection with the business performance. The study identifies both achievements and areas for improvement, providing actionable recommendations to fortify the company’s financial position and facilitate its growth.},
        keywords = {Capital Structure, Leverage, financial risk, Profits per Share (EPS), Return on Equity (ROE), Return on Assets (ROA).},
        month = {January},
        }