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@article{171800,
        author = {Dr. R K Kavitha and Vedavi V and Vidula Sri S S},
        title = {FINTRACK: A Comprehensive System for Personal Financial Monitoring and Management},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {11},
        number = {8},
        pages = {1213-1218},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=171800},
        abstract = {This study examines and forecasts the spending behaviours of college students to assist them in recognising opportunities for financial enhancement and cultivating improved saving practices. The survey data categorizes expenditures into necessary and non-essential categories and assesses financial literacy through savings rates. The analysis computes monthly income, total spending, and savings to offer insights into financial well-being. The study used visualizations such as pie charts and bar graphs to elucidate the distribution of spending across several categories. It provides tailored advice based on savings rates, including budgeting strategies, spending reduction methods, and prospective investment opportunities.
The study analyses the impact of spending behaviours on long-term financial stability, highlighting the necessity of reducing superfluous expenditures by comparing essential and non-essential spending. Predictive models forecast future financial results, assisting students in preparing for possible obstacles. "FinTrack" enhances its offerings by providing pragmatic guidance on establishing financial objectives and identifying cost-effective substitutes for typical expenditures. This project utilises Python for data analysis and visualisation to elucidate spending trends, offer actionable advice, and enable students to manage their funds, so fostering financial literacy and independence.},
        keywords = {Financial Literacy, Savings Rate, Spending Habit, Personalized Recommendations, Investment Opportunities.},
        month = {January},
        }