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@article{172947,
        author = {Dr. Jaywant Ramdas Bhadane and Mr. Chintaman P Munde},
        title = {A Comparative Study on Growth and Pre-Post Covid-19 Effect on Non-performing Assets of Selected Public Sector and Private Sector},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {11},
        number = {9},
        pages = {2414-2422},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=172947},
        abstract = {An easy way to find poor loans is to look at how well the banking sector is performing. An asset is said to be incapable of producing returns if it is declared non-performing after a predetermined period of time (NPAs). Non-performing assets, or NPAs, have long been a problem for the Indian banking sector. Past-due loans and advances are categorized as non-performing assets (NPAs) since it is improbable that banks will be able to recover any of their losses from these accounts. In actuality, non-performing assets (NPAs) impede banks' regular cash flow. The purpose of the study is to evaluate and compare the GNPAs and NNPAs of SBI and HDFC Bank.
For the same, ten-year periods of pre-COVID-19 (from 2015 to 2019) and post-COVID-19 (from 2020 to 2024) have seen the collection and analysis of pertinent data. The results show that SBI and HDFC Banks' GNPAs and NNPAs trends, both in terms of volume and percentage, grew prior to the COVID-19 pandemic and fell thereafter.},
        keywords = {Non-Performing Assets, Indian Public Banks, NPA Management, Profitability, Banks, Public Sector, Private Sector, Bank Credit, SBI (State bank of India), HDFC (Housing Development Finance Corporation).},
        month = {February},
        }