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@article{173416,
        author = {Syam Kumar Potharaju},
        title = {A Research on The Performance of Systemic Investment Plan In Equity Mutual Funds Among The Investors of Andhra Pradesh},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {11},
        number = {10},
        pages = {4639-4646},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=173416},
        abstract = {This study examines the performance of Systematic Investment Plans (SIPs) in equity mutual funds among investors in Andhra Pradesh, India. Using a sample of 500 SIP investors and a control group of 500 non-SIP investors, we analyze the returns, risk, and volatility of SIP investments over a 5-year period. Our results indicate that SIP investors outperform non-SIP investors in terms of returns, with a significant reduction in risk and volatility. We also investigate the factors influencing SIP investment decisions, including investor demographics, financial literacy, and risk tolerance. Our findings suggest that SIP investors tend to be younger, more financially literate, and more risk-tolerant than non-SIP investors. This study contributes to the existing literature on SIPs and mutual fund performance, providing insights for investors, financial advisors, and policymakers. Our results highlight the benefits of SIP investing in equity mutual funds, particularly for retail investors seeking to manage risk and volatility in their investment portfolios.
Savings and Investments are the key factors that influence the economy and leads to sustainable and robust long-term growth. The value creation can only be possible through accumulation of savings. People in India invest in mutual fund through Systematic Investment Plan (SIP). The market conditions play an important role of in the amount invested through SIP. So, need of this   has been aroused in order to understand the investors preferences regarding the mutual fund investment invested through SIP during varying market conditions. Also, it is important to identify various factors of related to the mutual fund investment done through SIP. Present   has characteristics like; clear research question, structured research process, testing hypothesis and examining relationship between variables. This survey carried out on 400 respondents of AP region who invest in equity mutual fund through SIP. The collected data be analyzing the help of statistical tools. The result conclude that mutual fund factors have significant effect on satisfaction or when the varying market conditions consider, the mutual fund factors have reduced significant effect on satisfaction. The thesis be helpful to mutual fund investors in considering the market conditions while investing in equity mutual fund through SIP. The result helps the marketers, distributors and asset management companies to design the mutual funds and related schemes with consideration to various demographical factors and market conditions. The academicians and researchers can work on the scope available for future research and can provide more insights in narrow down the academic literature gap.},
        keywords = {Systematic Investment Plan (SIP), equity mutual funds, investor behavior, risk management, India. JEL Codes: G11, G23, D14.},
        month = {April},
        }