MERGERS AND ACQUISITIONS IN INDIAN BANKING AN EXPERIMENTAL INVESTIGATION OF SELECT ISSUES

  • Unique Paper ID: 173806
  • PageNo: 1653-1665
  • Abstract:
  • This paper includes to the ceaseless conversation combinations and acquisitions in Indian Banking particularly concerning SBI union on first April-2017. The paper highlights the drawbacks of pursuing a strategy that leads to excessively large banks, referencing the "too big to fail" phenomenon observed during the global financial crisis of 2008. This phenomenon suggests that the size and complexity of large financial institutions can pose systemic risks to the economy.Furthermore, the author emphasizes the importance of focusing on people within organizations during consolidation efforts. The challenges of leadership vacuum, succession planning, and effective management within public-sector banks cannot be adequately addressed solely by increasing the-size of these institutions. According to a strategy point of view, consolidations and acquisitions in light of size don't ensure monetary consideration or further developed client support, so intense watchfulness is required. In addition, despite Basel III, a higher capital portion cannot prevent bank failures caused by frameworks, individuals, and cycles. There are various hardships tormenting the Indian financial framework. It is in this way, basic to move in a determined way and not rationally and truly regarding unions and acquisitions in monetary industry.

Copyright & License

Copyright © 2026 Authors retain the copyright of this article. This article is an open access article distributed under the Creative Commons Attribution License which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

BibTeX

@article{173806,
        author = {DEBASISH NANDA},
        title = {MERGERS AND ACQUISITIONS IN INDIAN BANKING AN EXPERIMENTAL INVESTIGATION OF SELECT ISSUES},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {11},
        number = {10},
        pages = {1653-1665},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=173806},
        abstract = {This paper includes to the ceaseless conversation combinations and acquisitions in Indian Banking particularly concerning SBI union on first April-2017. The paper highlights the drawbacks of pursuing a strategy that leads to excessively large banks, referencing the "too big to fail" phenomenon observed during the global financial crisis of 2008. This phenomenon suggests that the size and complexity of large financial institutions can pose systemic risks to the economy.Furthermore, the author emphasizes the importance of focusing on people within organizations during consolidation efforts. The challenges of leadership vacuum, succession planning, and effective management within public-sector banks cannot be adequately addressed solely by increasing the-size of these institutions. According to a strategy point of view, consolidations and acquisitions in light of size don't ensure monetary consideration or further developed client support, so intense watchfulness is required. In addition, despite Basel III, a higher capital portion cannot prevent bank failures caused by frameworks, individuals, and cycles. There are various hardships tormenting the Indian financial framework. It is in this way, basic to move in a determined way and not rationally and truly regarding unions and acquisitions in monetary industry.},
        keywords = {Economy; development, monetary solidness, nationalization of banks, monetary incorporation, consolidations, acquisitions, valuations, client support, capital portion.},
        month = {March},
        }

Cite This Article

NANDA, D. (2025). MERGERS AND ACQUISITIONS IN INDIAN BANKING AN EXPERIMENTAL INVESTIGATION OF SELECT ISSUES. International Journal of Innovative Research in Technology (IJIRT), 11(10), 1653–1665.

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