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@article{174904,
        author = {Dr M. SHANMUGA PRIYA and Dr. P. ANITHA},
        title = {POLICYHOLDERS AWARENESS ON VARIOUS LIFE INSURANCE COMPANIES OFFERING CHILD INSURANCE PLAN},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {11},
        number = {11},
        pages = {1168-1171},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=174904},
        abstract = {A child insurance plan is a dual-purpose economic instrument deliberate to provide both life insurance coverage and savings repayment to secure a child's future. These plans aspire to make certain that resources are on hand for a child's key milestones, such as education, marriage, or further life goals, even in the regrettable occasion of the policyholder's demise. Combining essentials of risk protection and wealth conception, child insurance plans offer maturity benefits, waiver of premium, and the option for partial withdrawals to address immediate financial needs. in addition, they offer flexibility through plans traditional endowment or unit-linked investment plans (ULIPs), allowing parents to decide low-risk guaranteed returns or market-linked growth based on their risk appetite. Tax benefits under Section 80C and Section 10(10D) further enhance the request of these plans. By nurturing closely controlled savings and given that monetary protection, child insurance plans play a crucial role in safeguarding a child's future aspirations, even amidst unforeseen challenges.},
        keywords = {child insurance plan, savings, investment},
        month = {April},
        }