Authentication System for Secure Wallet in Banks

  • Unique Paper ID: 176002
  • PageNo: 7960-7968
  • Abstract:
  • With the rise of digital banking, ensuring secure access to financial assets has become a critical priority for banks. This paper presents an advanced authentication system for a secure digital wallet in banking institutions. The proposed system integrates multi-factor authentication (MFA), biometric verification, and cryptographic security measures to enhance user authentication and prevent unauthorized access. By leveraging AI-driven anomaly detection and blockchain-based security, the system offers a robust framework against cyber threats, phishing attacks, and fraudulent transactions. The implementation of these authentication techniques ensures a seamless yet highly secure banking experience for customers.

Copyright & License

Copyright © 2026 Authors retain the copyright of this article. This article is an open access article distributed under the Creative Commons Attribution License which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

BibTeX

@article{176002,
        author = {Kunal Bhandari and Navjot Kumari and Harman Singh and Shivansh Tripathi and Avinash Kumar and Aditya Pratap Singh},
        title = {Authentication System for Secure Wallet in Banks},
        journal = {International Journal of Innovative Research in Technology},
        year = {2025},
        volume = {11},
        number = {11},
        pages = {7960-7968},
        issn = {2349-6002},
        url = {https://ijirt.org/article?manuscript=176002},
        abstract = {With the rise of digital banking, ensuring secure access to financial assets has become a critical priority for banks. This paper presents an advanced authentication system for a secure digital wallet in banking institutions. The proposed system integrates multi-factor authentication (MFA), biometric verification, and cryptographic security measures to enhance user authentication and prevent unauthorized access. By leveraging AI-driven anomaly detection and blockchain-based security, the system offers a robust framework against cyber threats, phishing attacks, and fraudulent transactions. The implementation of these authentication techniques ensures a seamless yet highly secure banking experience for customers.},
        keywords = {Authentication System, Secure Wal- let, Digital Banking, Multi-Factor Authentication (MFA), Bio- metric Verification, Cryptographic Security, AI-driven Security, Blockchain, Cyber Threats, Fraud Prevention.},
        month = {May},
        }

Cite This Article

Bhandari, K., & Kumari, N., & Singh, H., & Tripathi, S., & Kumar, A., & Singh, A. P. (2025). Authentication System for Secure Wallet in Banks. International Journal of Innovative Research in Technology (IJIRT), 11(11), 7960–7968.

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